[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.bucibar.cz\/zprehlednete-si-sve-mesicni-platby\/#Article","mainEntityOfPage":"https:\/\/www.bucibar.cz\/zprehlednete-si-sve-mesicni-platby\/","headline":"Zp\u0159ehledn\u011bte si sv\u00e9 m\u011bs\u00ed\u010dn\u00ed platby","name":"Zp\u0159ehledn\u011bte si sv\u00e9 m\u011bs\u00ed\u010dn\u00ed platby","description":"Pokud chcete m\u00edt dobr\u00fd p\u0159ehled o sv\u00fdch spl\u00e1tk\u00e1ch a zamezit tak nebezpe\u010d\u00ed, \u017ee n\u011bco opomenete, m\u016f\u017eete v\u0161e vy\u0159e\u0161it pomoc\u00ed spl\u00e1tkov\u00e9ho kalend\u00e1\u0159e. Jedn\u00e1 se o pom\u016fcku, kter\u00e1 v\u00e1m p\u0159esn\u011b nastav\u00ed datum splatnosti v\u0161ech va\u0161ich pohled\u00e1vek. Je to v podstat\u011b p\u0159edem ur\u010den\u00fd rozpis, kter\u00fd ur\u010d\u00ed, kdy a kter\u00e1 spl\u00e1tka m\u00e1 z va\u0161eho \u00fa\u010dtu odej\u00edt k v\u011b\u0159iteli. – […]","datePublished":"2019-07-18","dateModified":"2023-04-30","author":{"@type":"Person","@id":"https:\/\/www.bucibar.cz\/author\/#Person","name":"","url":"https:\/\/www.bucibar.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/9d25b0af9840660883a67790aa4f595ddc226aa4680c4cf7bc03a25c14fcef85?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/9d25b0af9840660883a67790aa4f595ddc226aa4680c4cf7bc03a25c14fcef85?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"bucibar.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.bucibar.cz\/wp-content\/uploads\/img_a355647_w1771_t1569834027.jpg","url":"https:\/\/www.bucibar.cz\/wp-content\/uploads\/img_a355647_w1771_t1569834027.jpg","height":0,"width":0},"url":"https:\/\/www.bucibar.cz\/zprehlednete-si-sve-mesicni-platby\/","about":["Online"],"wordCount":410,"articleBody":"       Pokud chcete m\u00edt dobr\u00fd p\u0159ehled o sv\u00fdch spl\u00e1tk\u00e1ch a zamezit tak nebezpe\u010d\u00ed, \u017ee n\u011bco opomenete, m\u016f\u017eete v\u0161e vy\u0159e\u0161it pomoc\u00ed spl\u00e1tkov\u00e9ho kalend\u00e1\u0159e. Jedn\u00e1 se o pom\u016fcku, kter\u00e1 v\u00e1m p\u0159esn\u011b nastav\u00ed datum splatnosti v\u0161ech va\u0161ich pohled\u00e1vek. Je to v podstat\u011b p\u0159edem ur\u010den\u00fd rozpis, kter\u00fd ur\u010d\u00ed, kdy a kter\u00e1 spl\u00e1tka m\u00e1 z va\u0161eho \u00fa\u010dtu odej\u00edt k v\u011b\u0159iteli. – V\u011bt\u0161inou se ka\u017ed\u00e1 platba mus\u00ed odeslat s ur\u010dit\u00fdm p\u0159edstihem. – Ka\u017ed\u00e1 banka pracuje jinak, a ne v\u017edy se pen\u00edze dostanou k druh\u00e9 stran\u011b je\u0161t\u011b t\u00fd\u017e den. – Tud\u00ed\u017e je nutn\u00e9 odes\u00edlat platby s p\u0159edstihem t\u0159\u00ed a\u017e p\u011bti pracovn\u00edch dn\u016f.Nedodr\u017een\u00ed term\u00edn\u016f se toti\u017e v \u017e\u00e1dn\u00e9m p\u0159\u00edpad\u011b nevypl\u00e1c\u00ed. Je to z\u00e1vazek, kter\u00fd se p\u0159i nedodr\u017een\u00ed pova\u017euje za poru\u0161en\u00ed smlouvy. A n\u00e1sleduje pochopiteln\u011b sankce. Je pak naprosto zbyte\u010dn\u00e9 vysv\u011btlovat, \u017ee jste platbu odeslali v den splatnosti a je tedy vinou banky, \u017ee nedorazila v\u010das. Datum splatnosti nen\u00ed datum odesl\u00e1n\u00ed Je nezbytn\u00e9 nepl\u00e9st si dva pojmy, kter\u00fdmi jsou datum splatnosti datum odesl\u00e1n\u00ed platby. V den splatnosti mus\u00ed b\u00fdt prost\u011b bezpodm\u00edne\u010dn\u011b p\u0159ips\u00e1na dlu\u017en\u00e1 \u010d\u00e1stka na \u00fa\u010det v\u011b\u0159itele. Pr\u00e1v\u011b v tom v\u00e1m pom\u016f\u017ee spl\u00e1tkov\u00fd kalend\u00e1\u0159. \u00b7 V\u017edy upozorn\u00ed zav\u010dasu na to, \u017ee je zapot\u0159eb\u00ed bu\u010f nav\u0161t\u00edvit banku anebo usednout k internetov\u00e9mu bankovnictv\u00ed. Spl\u00e1tkov\u00fd kalend\u00e1\u0159 Nebankovni-hypoteka-cz se vypl\u00e1c\u00ed zejm\u00e9na v t\u011bch p\u0159\u00edpadech, kdy je jednotliv\u00fdch spl\u00e1tek v\u00edce a dlu\u017en\u00edk se ob\u00e1v\u00e1, \u017ee by mohl n\u011bkterou opomenout. Je to tedy rozhodn\u011b zodpov\u011bdn\u00e9 rozhodnut\u00ed, kter\u00e9 v\u00e1m zajist\u00ed klidn\u00fd sp\u00e1nek po celou dobu spl\u00e1cen\u00ed va\u0161ich z\u00e1vazk\u016f. o Kdo v\u00e1m m\u016f\u017ee se spl\u00e1tkov\u00fdm kalend\u00e1\u0159em pomoci? – Bu\u010f banka anebo jin\u00e1 finan\u010dn\u00ed instituce, u kter\u00e9 m\u00e1te sv\u00e9 z\u00e1vazky. – Je ale nutn\u00e9 o n\u011bho po\u017e\u00e1dat. – \u017d\u00e1dosti o umo\u017en\u011bn\u00ed spl\u00e1tkov\u00e9ho re\u017eimu (jak se tak\u00e9 tento produkt naz\u00fdv\u00e1) jist\u011b ka\u017ed\u00e1 finan\u010dn\u00ed instituce r\u00e1da vyhov\u00ed.Je p\u0159eci v z\u00e1jmu obou stran, aby v\u0161e prob\u011bhlo bez pot\u00ed\u017e\u00ed a dluh byl co nejd\u0159\u00edve a bez zbyte\u010dn\u00e9ho protahov\u00e1n\u00ed uhrazen.                                                                                                                                                                                                                                                                                                                                                                                                   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