[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.bucibar.cz\/unik-z-podiloveho-spoluvlastnictvi\/#Article","mainEntityOfPage":"https:\/\/www.bucibar.cz\/unik-z-podiloveho-spoluvlastnictvi\/","headline":"\u00danik z pod\u00edlov\u00e9ho spoluvlastnictv\u00ed","name":"\u00danik z pod\u00edlov\u00e9ho spoluvlastnictv\u00ed","description":"Pod\u00edlov\u00e9 spoluvlastnictv\u00ed je velice snadn\u00e9 d\u011blen\u00ed majetku mezi sourozence. P\u0159edstavte si situaci, \u017ee jste \u017eena v d\u016fchodov\u00e9m v\u011bku, vlastn\u00edte jako vdova rodinn\u00fd d\u016fm a m\u00e1te dv\u011b dosp\u011bl\u00e9 d\u011bti, kter\u00e9 ji\u017e maj\u00ed vlastn\u00ed rodiny a bydl\u00ed v m\u011bstsk\u00fdch bytech. Za v\u00e1mi jen ob\u010das doj\u00ed\u017ed\u00ed na n\u00e1v\u0161t\u011bvu a sna\u017e\u00ed se d\u016fm udr\u017eovat v dobr\u00e9m technick\u00e9m stavu. Jednoho […]","datePublished":"2024-11-09","dateModified":"2024-11-09","author":{"@type":"Person","@id":"https:\/\/www.bucibar.cz\/author\/#Person","name":"","url":"https:\/\/www.bucibar.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/9d25b0af9840660883a67790aa4f595ddc226aa4680c4cf7bc03a25c14fcef85?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/9d25b0af9840660883a67790aa4f595ddc226aa4680c4cf7bc03a25c14fcef85?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"bucibar.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.bucibar.cz\/wp-content\/uploads\/new-home-2409165_640.jpg","url":"https:\/\/www.bucibar.cz\/wp-content\/uploads\/new-home-2409165_640.jpg","height":0,"width":0},"url":"https:\/\/www.bucibar.cz\/unik-z-podiloveho-spoluvlastnictvi\/","about":["Finance"],"wordCount":414,"articleBody":"   Pod\u00edlov\u00e9 spoluvlastnictv\u00ed je velice snadn\u00e9 d\u011blen\u00ed majetku mezi sourozence. P\u0159edstavte si situaci, \u017ee jste \u017eena v d\u016fchodov\u00e9m v\u011bku, vlastn\u00edte jako vdova rodinn\u00fd d\u016fm a m\u00e1te dv\u011b dosp\u011bl\u00e9 d\u011bti, kter\u00e9 ji\u017e maj\u00ed vlastn\u00ed rodiny a bydl\u00ed v m\u011bstsk\u00fdch bytech. Za v\u00e1mi jen ob\u010das doj\u00ed\u017ed\u00ed na n\u00e1v\u0161t\u011bvu a sna\u017e\u00ed se d\u016fm udr\u017eovat v dobr\u00e9m technick\u00e9m stavu. Jednoho dne v\u00e1s napadne \u0159e\u0161en\u00ed, obdarovat va\u0161e d\u011bti rovn\u00fdm d\u00edlem, a tak jim odk\u00e1\u017eete d\u016fm i se zahradou ka\u017ed\u00e9mu jednu polovinu ve form\u011b spoluvlastnictv\u00ed s t\u00edm, \u017ee nech\u00e1te na d\u016fm uvalit v\u011bcn\u00e9 b\u0159emeno u\u017e\u00edv\u00e1n\u00ed. Toto \u0159e\u0161en\u00ed je velmi obvykl\u00e9 zejm\u00e9na u star\u00fdch lid\u00ed, kte\u0159\u00ed vn\u00edmaj\u00ed, \u017ee jim doch\u00e1z\u00ed s\u00edly, a \u017ee mohou z tohoto sv\u011bta odej\u00edt velmi rychle, nap\u0159\u00edklad na infarkt \u010di mozkovou mrtvici. T\u00edm se v podstat\u011b vy\u0159e\u0161\u00ed d\u011bdictv\u00ed je\u0161t\u011b p\u0159ed slo\u017eit\u00fdmi not\u00e1\u0159sk\u00fdmi obstrukcemi, kter\u00e9 prov\u00e1z\u00ed ka\u017ed\u00e9 d\u011bdick\u00e9 \u0159\u00edzen\u00ed. Jakmile m\u00e1te d\u016fm napsan\u00fd na sebe, jste jeho vlastn\u00edky a m\u016f\u017eete s n\u00edm po smrti rodi\u010d\u016f disponovat prakticky ihned, ale je-li d\u016fm zaps\u00e1n v katastru na oba sourozence, je to probl\u00e9m. Tehdy pak z\u00e1le\u017e\u00ed na tom, jak se oba sourozenci dohodnou na dal\u0161\u00edm postupu. Nejjednodu\u0161\u0161\u00ed je v\u017edy d\u016fm prodat a v\u00fdt\u011b\u017eek z prodeje si rozd\u011blit nap\u016fl, ale co kdy\u017e n\u011bkdo z v\u00e1s m\u00e1 o bydlen\u00ed v dom\u011b z\u00e1jem? Tehdy se jev\u00ed jako jist\u00e1 mo\u017enost \u0159e\u0161en\u00ed hypot\u00e9ka bez registru. Vyu\u017eijete ji na vyplacen\u00ed spoluvlastnick\u00e9ho pod\u00edlu a m\u016f\u017eete to prov\u00e9st nap\u0159\u00edklad tak, \u017ee se do domu nast\u011bhujete, prod\u00e1te byt, z prodeje bytu budete hradit hypote\u010dn\u00ed spl\u00e1tky a \u010d\u00e1st financ\u00ed z hypot\u00e9ky \u010di z prodeje bytu vyu\u017eijete pro stavebn\u00ed rekonstrukci. D\u00edky americk\u00e9 hypot\u00e9ce bez dokl\u00e1d\u00e1n\u00ed p\u0159\u00edjm\u016f je toto \u0159e\u0161en\u00ed velmi rychl\u00e9, pen\u00edze na \u00fa\u010dtu m\u00e1te u hypote\u010dn\u00edch \u00fav\u011br\u016f k dispozici v\u011bt\u0161inou do dvou a\u017e t\u0159\u00ed t\u00fddn\u016f, m\u016f\u017eete tedy vyplatit pod\u00edl bez dlouh\u00e9ho \u010dek\u00e1n\u00ed a podnikat dal\u0161\u00ed kroky ke zm\u011bn\u011b va\u0161eho bydlen\u00ed v n\u00e1vaznosti na tuto skute\u010dnost.                                                                                                                                                                                                                                                                                                                                                                                                   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