[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.bucibar.cz\/nizky-prijem-klienta-nemusi-byt-prekazkou-k-ziskani-pujcky-nebo-uveru\/#Article","mainEntityOfPage":"https:\/\/www.bucibar.cz\/nizky-prijem-klienta-nemusi-byt-prekazkou-k-ziskani-pujcky-nebo-uveru\/","headline":"N\u00edzk\u00fd p\u0159\u00edjem klienta nemus\u00ed b\u00fdt p\u0159ek\u00e1\u017ekou k z\u00edsk\u00e1n\u00ed p\u016fj\u010dky nebo \u00fav\u011bru","name":"N\u00edzk\u00fd p\u0159\u00edjem klienta nemus\u00ed b\u00fdt p\u0159ek\u00e1\u017ekou k z\u00edsk\u00e1n\u00ed p\u016fj\u010dky nebo \u00fav\u011bru","description":"S p\u0159\u00edjmy je to slo\u017eit\u00e9. N\u011bkdo jimi p\u0159ekypuje, ale v\u011bt\u0161ina je takzvan\u011b na spodn\u00ed hranici, \u010dili moc nevyd\u011bl\u00e1vaj\u00ed. Co d\u011blat, kdy\u017e moc nevyd\u011bl\u00e1v\u00e1te, ale pot\u0159ebujete si n\u011bjak\u00e9 pen\u00edze p\u016fj\u010dit? Jak je to s nebankovn\u00edmi spole\u010dnostmi? Nebankovn\u00ed spole\u010dnosti o sob\u011b daly v\u011bd\u011bt ji\u017e na za\u010d\u00e1tku 21. Stolet\u00ed. Od novely z\u00e1kona v roce 2016 uplynulo spoustu \u010dasu […]","datePublished":"2020-07-17","dateModified":"2023-04-30","author":{"@type":"Person","@id":"https:\/\/www.bucibar.cz\/author\/#Person","name":"","url":"https:\/\/www.bucibar.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/9d25b0af9840660883a67790aa4f595ddc226aa4680c4cf7bc03a25c14fcef85?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/9d25b0af9840660883a67790aa4f595ddc226aa4680c4cf7bc03a25c14fcef85?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"bucibar.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.bucibar.cz\/wp-content\/uploads\/pl%C3%A1ny%20do%20budoucna.jpg","url":"https:\/\/www.bucibar.cz\/wp-content\/uploads\/pl%C3%A1ny%20do%20budoucna.jpg","height":0,"width":0},"url":"https:\/\/www.bucibar.cz\/nizky-prijem-klienta-nemusi-byt-prekazkou-k-ziskani-pujcky-nebo-uveru\/","about":["Finance"],"wordCount":505,"articleBody":"      S p\u0159\u00edjmy je to slo\u017eit\u00e9. N\u011bkdo jimi p\u0159ekypuje, ale v\u011bt\u0161ina je takzvan\u011b na spodn\u00ed hranici, \u010dili moc nevyd\u011bl\u00e1vaj\u00ed. Co d\u011blat, kdy\u017e moc nevyd\u011bl\u00e1v\u00e1te, ale pot\u0159ebujete si n\u011bjak\u00e9 pen\u00edze p\u016fj\u010dit?Jak je to s nebankovn\u00edmi spole\u010dnostmi?Nebankovn\u00ed spole\u010dnosti o sob\u011b daly v\u011bd\u011bt ji\u017e na za\u010d\u00e1tku 21. Stolet\u00ed. Od novely z\u00e1kona v roce 2016 uplynulo spoustu \u010dasu a v dne\u0161n\u00ed dob\u011b se t\u011b\u0161\u00ed pom\u011brn\u011b velk\u00e9 oblib\u011b. Na za\u010d\u00e1tku si ka\u017ed\u00fd myslel, \u017ee se jedn\u00e1 o lichv\u00e1\u0159e nebo podvodn\u00edky. To se v\u0161ak hodn\u011b zregulovalo pr\u00e1v\u011b d\u00edky novele z\u00e1kona a v dne\u0161n\u00ed dob\u011b se jedn\u00e1 o seri\u00f3zn\u00ed podniky. Poskytuj\u00ed jak men\u0161\u00ed, tak i v\u011bt\u0161\u00ed p\u016fj\u010dky, hypot\u00e9ky s ru\u010den\u00edm nemovitost\u00ed a tak\u00e9 r\u016fzn\u00e9 dal\u0161\u00ed druhy \u00fav\u011br\u016f. Nejzn\u00e1m\u011bj\u0161\u00ed je rozd\u011blen\u00ed na spot\u0159ebitelsk\u00e9 pro v\u0161echny b\u011b\u017en\u00e9 ob\u010dany a podnikatelsk\u00e9 \u00fav\u011bry pro podnikatele a firmy.Jsou tolerantn\u00ed a poskytuj\u00ed p\u016fj\u010dky i klient\u016fm nap\u0159\u00edklad se z\u00e1znamem nebo s probl\u00e9my s financov\u00e1n\u00edm. Pokud m\u00e1te nap\u0159\u00edklad n\u00edzk\u00fd p\u0159\u00edjem, pak V\u00e1m v bance vypo\u010d\u00edtaj\u00ed, \u017ee si nem\u016f\u017eete vz\u00edt velkou hypot\u00e9ku nebo \u00fav\u011br. Banky maj\u00ed jasn\u00e1 pravidla, mnohdy se do nich klienti takzvan\u011b nevlezou, tak\u017ee co s podobn\u00fdmi lidmi? Banky jim prost\u011b nep\u016fj\u010d\u00ed, tak\u017ee jakou maj\u00ed dal\u0161\u00ed mo\u017enost? Na\u0161t\u011bst\u00ed existuj\u00ed konkuren\u010dn\u00ed nebankovn\u00ed spole\u010dnosti, kam m\u016f\u017ee o p\u016fj\u010dku p\u0159ij\u00edt \u017e\u00e1dat ka\u017ed\u00fd. V\u011bt\u0161inou jim prodlou\u017e\u00ed dobu spl\u00e1cen\u00ed nebo nastav\u00ed podm\u00ednky tak, aby i s t\u00edm m\u00e1lem, co vyd\u011bl\u00e1vaj\u00ed, dok\u00e1zali spl\u00e1cet.Chcete v\u0161e vy\u0159\u00eddit snadno a rychle? V tom p\u0159\u00edpad\u011b vyu\u017eijete nebankovn\u00ed hypot\u00e9ky Nebankovni hypoteky.Doba splatnosti a podm\u00ednkyPodm\u00ednky b\u00fdvaj\u00ed \u010dasto stejn\u00e9 nebo naprosto b\u011b\u017en\u00e9, jak u ka\u017ed\u00e9 banky. To znamen\u00e1, \u017ee doba splatnosti se pohybuje od 1 roku t\u0159eba a\u017e po dlouh\u00fdch 30 let. \u00darokov\u00e1 m\u00edra je takt\u00e9\u017e n\u00edzko. Cel\u00e9 vy\u0159\u00edzen\u00ed m\u016f\u017ee dokonce prob\u011bhnout po internetu, tak\u017ee nemus\u00edte nikam chodit a pokud sp\u011bch\u00e1te a v\u0161e dolo\u017e\u00edte hned, tak pen\u00edze m\u016f\u017eete m\u00edt do 24 hodin na \u00fa\u010dtu. B\u011b\u017en\u011b se \u00farokov\u00e1 sazba pohybuje od 6,9% ro\u010dn\u011b. V p\u0159\u00edpad\u011b, \u017ee m\u00e1te z\u00e1znam, nemus\u00ed to b\u00fdt probl\u00e9m k z\u00edsk\u00e1n\u00ed p\u016fj\u010dky nebo \u00fav\u011bru. S \u017e\u00e1dost\u00ed se m\u016f\u017ee obr\u00e1tit naprosto ka\u017ed\u00fd. Vypln\u00ed \u00fadaje a spole\u010dnost v\u017edy posoud\u00ed, co se d\u00e1 d\u011blat a navrhne mo\u017en\u00e1 \u0159e\u0161en\u00ed. Na za\u010d\u00e1tku zprost\u0159edkuj\u00ed p\u0159edb\u011b\u017en\u00fd n\u00e1vrh, abyste si Vy si mohli posoudit, jak je to pro V\u00e1s samotn\u00e9 v\u00fdhodn\u00e9 a mohli se na z\u00e1klad\u011b dodan\u00fdch informac\u00ed rozhodnout.                                                                                                                                                                                                                                                                                                                                                                                                  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